Mortgage Foreclosure Prevention

What we do

Twin Cities Habitat for Humanity's Mortgage Foreclosure Prevention Program (MFPP) helps any Minneapolis homeowner at risk of losing their home to foreclosure. The program provides counseling, advocacy, and referrals free of charge to families who have fallen behind in their mortgage payments.

The largest program of its kind in the city of Minneapolis, Twin Cities Habitat's MFPP will serve close to 1,000 Minneapolis homeowners this year. The MFPP serves all neighborhoods and all income levels, and prevents about 60 percent of the families it serves from foreclosure. MFPP saved city taxpayers about $2.5 million last year. Since 1993 when the program started, MFPP has served over 5,000 families.

Eligibility

The program serves any homeowner at risk of or in mortgage foreclosure including homeowners who are delinquent on property taxes or in tax forfeiture. MFPP also services homeowners who are delinquent on homeowner association dues or facing association foreclosures.

How it works

MFPP specialists analyze each homeowner's financial situation and develop a realistic assessment of the homeowner’s ability to afford the home for the long term. MFPP also works with lenders to determine what options may be explored to retain a family in their home.

If you are eligible and interested in obtaining our services or have questions, please call 612-331-4090 ext. 3 to speak with an Mortgage Foreclosure Prevention representative or email us.

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